Money is evolving.
Payment programmability has the potential to make money smarter and stimulate groundbreaking innovation in financial services. By integrating logic into digital payments, technology empowers commercial banks and their customers to streamline payments for greater efficiency and enhanced transparency.
However, the current underlying systems and infrastructure in the industry are unprepared for the emergence of new blockchain-enabled currencies and other payment advancements.
So, how can financial services keep up with the pace of digital finance?

Revolutionise the payments landscape.
We believe that the functional evolution in payment programmability can be demonstrated in three tiers, going from our current bank accounts in tier zero to fully programmable payments in tier two.
Functionality tiers of
payment programmability.

Discover our work on a digital retail currency and payments for the UK.
Quant Programmable
Payments stack
Our solutions modernise payment experiences and the workflows behind them using blockchain-based and next-gen payment technology to support commercial and central banks in their journey to tier two programmability. They also address the key obstacles to achieving smarter payments: interoperability, scalability, and implementation.
Quant Real Time Tokenisation
Quant RTT is powered by DLT-based smart contracts and APIs that can add this programmability to fiat money through tokenisation. Invented during our work on the UK’s retail CBDC in Project Rosalind, this functionality executes on the shared ledger, enabling the rapid creation of payment instruments and network-wide logic.

We make programmable payments simple, trusted and future-proof.
Let’s discuss how to deliver it to your business.
Explore the future.
Payments are faster, more secure and lower cost using blockchain. Find out more.